Medical Malpractice Insurance Solutions that Minimize Risk and Maximize Savings

Headquartered in Florida, PLI Consultants specializes in malpractice insurance, tail coverage, and long-term care insurance for physicians.

Request A Quote

Name

Phone Number

Specialty

Additional Information

PlI

Consultants

Exclusive Access to A-Rated Insurance for Your Practice

At PLI Consultants, we make it easy for physicians, doctors, and other medical professionals to find the right malpractice insurance. With access to all the top carriers, we can quickly gather quotes from multiple providers with just one simple application. This means we can help you choose the best coverage for your specific needs.

Protect your practice with the right insurance—get a quote today and see how simple it is to find the coverage you need!

Get The Best Medical Malpractice Insurance

Are you a physician looking for trustworthy medical malpractice coverage? Count on PLI Consultants as your go-to advisor in Florida and beyond. We specialize in professional liability insurance for doctors, offering tailored solutions to suit your needs. Reach out to us for a personalized medical malpractice insurance quote and get the coverage that fits just right for you.

Claims-Made vs. Occurrence Coverage

When selecting medical malpractice insurance, it’s important to understand the differences between Claims-Made and Occurrence policies, which are both forms of malpractice coverage for physicians. Claims-Made policies are the most common, while Occurrence policies are often unavailable or come at a much higher cost.

Claims-Made Policies

A Claims-Made medical malpractice policy covers incidents that occur and are reported during the policy's active period. Physicians can switch insurers to benefit from lower premiums, higher coverage limits, or additional benefits, while maintaining continuous protection.

Prior Acts Coverage

Physicians can maintain Prior Acts Coverage by keeping the same retroactive date when transferring to a new medical malpractice policy. This allows them to switch insurers without the need to purchase "tail" coverage from the previous carrier.

Extended Reporting Period Endorsements (“Tail”)

A "tail" is essential in medical malpractice insurance to ensure a physician can report claims even after their coverage has expired or been canceled.

FREE “Tail” Coverage

Many medical malpractice insurers offer free tail coverage for physicians who meet specific eligibility criteria, such as retirement or extended tenure with the insurer.

Occurrence Policies

An Occurrence medical malpractice policy covers incidents that occur during the policy period, regardless of when the claim is reported to the insurance company, providing physicians with long-term coverage security.

Tail Coverage

SAVE MONEY ON TAIL COVERAGE.
We typically save our clients anywhere from 10%-35% compared to their existing carrier. Before you purchase tail coverage through your current provider, make sure you are receiving the most cost-effective coverage. Complete our no-obligation quote form or call 813-590-9705.
While physicians occasionally carry higher limits (up to $1,000,000/$3,000,000), the standard limit for professional liability coverage in states such as Florida is $250,000/$750,000.

Emergency? Call Us

(813) 590-9705

Long Term Care Coverage

PLI Consultants offers comprehensive malpractice insurance for long-term care facilities. Our specialized long-term care coverage is designed to lower your annual premiums while providing substantial cost savings, particularly in difficult times for the healthcare sector.

ELIGIBLE RISK CLASSES

Latest Articles

8 Ways Doctors Can Get A Discount on Medical Malpractice Premiums

21Feb

License Number

G023990