Medical Malpractice Insurance Solutions that Minimize Risk and Maximize Savings

Headquartered in Florida, PLI Consultants specializes in malpractice insurance, tail coverage, and long-term care insurance for physicians.

Request A Quote

Medical consultation discussion.
Medical Malpractice Insurance Florida
Solid blue dot.
rectangle dots.
rectangle dots.

PlI

Consultants
logo

Exclusive Access to A-Rated Insurance for Your Practice

At PLI Consultants, we make it easy for physicians, doctors, and other medical professionals to find the right malpractice insurance. With access to all the top carriers, we can quickly gather quotes from multiple providers with just one simple application. This means we can help you choose the best coverage for your specific needs.

Protect your practice with the right insurance—get a quote today and see how simple it is to find the coverage you need!

Product & Services

logo

Get The Best Medical Malpractice Insurance

Are you a physician looking for trustworthy medical malpractice coverage? Count on PLI Consultants as your go-to advisor in Florida and beyond. We specialize in professional liability insurance for doctors, offering tailored solutions to suit your needs. Reach out to us for a personalized medical malpractice insurance quote and get the coverage that fits just right for you.

Claims-Made vs. Occurrence Coverage

When selecting medical malpractice insurance, it’s important to understand the differences between Claims-Made and Occurrence policies, which are both forms of malpractice coverage for physicians. Claims-Made policies are the most common, while Occurrence policies are often unavailable or come at a much higher cost.
Claims-Made Policies

A Claims-Made medical malpractice policy covers incidents that occur and are reported during the policy's active period. Physicians can switch insurers to benefit from lower premiums, higher coverage limits, or additional benefits, while maintaining continuous protection.

red circle dots.
Prior Acts Coverage

Physicians can maintain Prior Acts Coverage by keeping the same retroactive date when transferring to a new medical malpractice policy. This allows them to switch insurers without the need to purchase "tail" coverage from the previous carrier.

blue circle dots.
Extended Reporting Period Endorsements (“Tail”)

A "tail" is essential in medical malpractice insurance to ensure a physician can report claims even after their coverage has expired or been canceled.

red circle dots.
FREE “Tail” Coverage

Many medical malpractice insurers offer free tail coverage for physicians who meet specific eligibility criteria, such as retirement or extended tenure with the insurer.

blue circle dots.
Occurrence Policies

An Occurrence medical malpractice policy covers incidents that occur during the policy period, regardless of when the claim is reported to the insurance company, providing physicians with long-term coverage security.

red circle dots.

Our Specialties

Best medical malpractice coverage for a wide range of specialties.

General Surgeons Medical Malpractice Insurance

General surgeons face high-risk procedures—don’t leave your career exposed. PLI Consultant provides specialized medical malpractice insurance to protect your practice, income, and reputation.

OBGYNs Medical Malpractice Insurance

OB/GYNs Medical Malpractice Insurance

From prenatal care to delivery, every decision carries responsibility. PLI Consultant helps safeguard OB-GYNs with comprehensive malpractice coverage designed for women’s healthcare.

Cardiologists Medical Malpractice Insurance

Cardiologists Medical Malpractice Insurance

From diagnostics to life-saving procedures, cardiologists face significant liability risks. PLI Consultant helps protect your practice with comprehensive malpractice coverage built for cardiac care.

Urologists Medical Malpractice Insurance

Urologists Medical Malpractice Insurance

Safeguard your career before a claim happens. PLI Consultant offers dependable medical malpractice insurance that keeps urologists protected when it matters most.

Neurologists Medical Malpractice Insurance

Neurologists Medical Malpractice Insurance

Neurological claims can be complex and high-stakes. PLI Consultant helps neurologists stay protected with malpractice coverage designed for today’s advanced neurological care.

rectangle dots.
logo

Why Choose PLI Consultant?

  1. Specialized Healthcare Focus: We work exclusively with healthcare professionals, offering deep expertise in medical malpractice and practice-related coverage.
  2. Personalized Service: You’re never just a policy number. We take the time to understand your specialty, risks, and goals to deliver insurance solutions tailored specifically to you.
  3. Significant Savings Without Compromise: We help you secure comprehensive coverage at competitive rates, ensuring you get maximum protection while keeping costs under control.
  4. Trusted Guidance, Real Support: Our team helps you navigate complex insurance decisions with clarity, transparency, and ongoing support.
  5. Protection for Today & Tomorrow: Whether you’re starting out, growing, switching roles, or retiring, we help you stay protected at every stage of your career.
Professional Malpractice Insurance
Emergency? Call Us
square-dots.

Tail Coverage

  • SAVE MONEY ON TAIL COVERAGE.
  • We typically save our clients anywhere from 10%-35% compared to their existing carrier.  Before you purchase tail coverage through your current provider, make sure you are receiving the most cost-effective coverage. Complete our no-obligation quote form or call 813-590-9705.
  • While physicians occasionally carry higher limits (up to $1,000,000/$3,000,000), the standard limit for professional liability coverage in states such as Florida is $250,000/$750,000.
Emergency? Call Us
Medical Malpractice Insurance Florida
rectangle dots
logo

Long Term Care Coverage

PLI Consultants offers comprehensive malpractice insurance for long-term care facilities. Our specialized long-term care coverage is designed to lower your annual premiums while providing substantial cost savings, particularly in difficult times for the healthcare sector.

ELIGIBLE RISK CLASSES

Customer Reviews

5.0
Based on 13 reviews
powered by Google
Olivia Goedde profile pictureOlivia Goedde
23:29 04 Oct 25
Very helpful for getting my medical malpractice insurance! Answered all my questions and was a very smooth process 🙂
Jose Quezada profile pictureJose Quezada
10:23 05 Sep 25
Extremely responsive and excellent to deal with. Very happy with the service.
Ana Palopoli profile pictureAna Palopoli
13:03 19 Aug 25
Great service! Everything was taken care of smoothly!
Casey M. Lubner profile pictureCasey M. Lubner
13:27 23 Jun 25
I used PLI consultants to help me obtain tail coverage after leaving a practice. Super helpful and always available to chat on the phone to answer questions. As I was making my decision, they were super patient and didn’t pressure me to make a quick decision. Would definitely recommend!
Han Sainjiya profile pictureHan Sainjiya
19:06 12 Apr 25
I cannot recommend Nick at PLI Consulting highly enough! As a physician, finding the right malpractice insurance at a competitive rate felt overwhelming, but Nick made the process seamless. He not only secured the best coverage at the lowest price but also took the time to explain every detail, ensuring I had no surprises.

What truly sets Nick apart is his unwavering work ethic. He responded to my emails at 7pm, 8pm, even on weekends—it’s clear he’s deeply committed to his clients. That level of dedication is rare, and it’s why I chose him over other agencies. If you want someone who will go above and beyond to find your best malpractice insurance, Nick is your guy.

Thank you, Nick, for your expertise and tireless support! – Dr. Han
Alex Alperovich profile pictureAlex Alperovich
17:35 21 Feb 25
Nick was on point and quick. He looked over all the possibilities for me. The solution he found was working for me perfectly. I wholeheartedly recommend him for all your MP insurance needs
logo

Latest Articles

Florida Medical Malpractice Insurance Guide for 2026
27Jan

Florida Medical Malpractice Insurance Guide for 2026

Florida is consistently ranked as one of the most challenging…

Understanding Stand-Alone Tail Coverage: Costs, Benefits, and When You Need It
16Jan

Understanding Stand-Alone Tail Coverage: Costs, Benefits, and When You Need It

Leaving a medical practice, retiring, or changing jobs comes with…

What Does Medical Malpractice Insurance Cover? A Complete Breakdown for Physicians
09Jan

What Does Medical Malpractice Insurance Cover? A Complete Breakdown for Physicians

For most healthcare providers, the medical malpractice policy is a…

Frequently Asked Questions (FAQs)

PLI Consultants works with physicians, dentists, surgeons, specialists, group practices, clinics, and healthcare facilities, offering tailored coverage based on specialty, location, and risk profile.

Yes. PLI Consultants partners with top-rated national and regional insurance carriers, allowing clients to compare options and secure the most competitive coverage available.

PLI Consultants helps reduce costs by shopping multiple carriers, negotiating rates, identifying coverage gaps, and structuring policies based on your actual risk exposure—often saving clients thousands annually.

Yes. PLI Consultants provides tail coverage solutions to protect healthcare professionals from claims filed after a policy ends, ensuring long-term financial protection.

In most cases, clients receive competitive quotes within 24–48 hours, depending on specialty, state requirements, and underwriting details.

Contact Us

Email Address

info@pliconsultants.com

Phone Number

(813) 590-9705

License Number

G023990