Medical Malpractice Insurance Solutions that Minimize Risk and Maximize Savings

Our licensed agents specialize in malpractice insurance, tail coverage, and long term care insurance for physicians across the country.

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Medical Malpractice Insurance Providers
Medical Malpractice Insurance Florida

PlI

Consultants

Our Agents Have Exclusive Access to Carriers

At PLI Consultants, our dedicated team possesses extensive access to leading carriers, ensuring comprehensive coverage options tailored to your needs. With our broad network encompassing every carrier in Florida, we streamline the process by facilitating a single application for quotes from all providers. This enables us to offer informed recommendations, guiding you towards the optimal carrier for your insurance requirements.

Medical Malpractice Insurance Coverage

Claims-Made vs. Occurrence Coverage

There are major differences between the two forms of professional liability insurance for physicians. Claims-Made policies are the most common while occurrence policies are typically unavailable or overpriced.

Claims-Made Policies

A claims-made policy covers events that occur and are reported during the policy period. Physicians can change insurance for a lower premium, higher limits, or other benefits.

Prior Acts Coverage

By maintaining the same policy retroactive date, a physician can transfer coverage without needing to purchase “tail” from the previous carrier.

Extended Reporting Period Endorsements (“Tail”)

A “tail” is necessary to allow a physician to report a claim if coverage is no longer active.

FREE “Tail” Coverage

Many insurance companies offer free tail coverage if a physician meets certain criteria.

Occurrence Policies

An occurrence policy covers events that occur during the policy period regardless of when they are reported to the insurance company.

Tail Coverage

  • SAVE MONEY ON TAIL COVERAGE.
  • We typically save our clients anywhere from 10%-35% compared to their existing carrier.  Before you purchase tail coverage through your current provider, make sure you are receiving the most cost-effective coverage. Complete our no-obligation quote form or call 813-590-9705.
  • While physicians occasionally carry higher limits (up to $1,000,000/$3,000,000), the standard limit for professional liability coverage in Florida is $250,000/$750,000.
Professional Malpractice Insurance
Emergency? Call Us
Medical Malpractice Insurance Florida

Long Term Care Coverage

PLI Consultants is proud to announce the arrival of a new insurance carrier specifically devoted to nursing home and long term care facilities. This option could significantly lower your annual premium and provide substantial cost savings during challenging times.

ELIGIBLE RISK CLASSES

Latest Articles

What’s the Purpose of Tail Coverage? Avoid Unexpected Surprises When Your Insurance Expires.
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What’s the Purpose of Tail Coverage? Avoid Unexpected Surprises When Your Insurance Expires.

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Claims-Made vs. Occurrence Malpractice Insurance: Which One is Right for You?
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Claims-Made vs. Occurrence Malpractice Insurance: Which One is Right for You?

In the world of malpractice insurance, there are two main…

Contact Us

Email Address

info@pliconsultants.com

Phone Number

(813) 590-9705

License Number

G023990